Job Description
Are you a recent graduate and looking to join JPMorgan through an analyst program? Then you found the right position for you!
As a Asset Based Lending Analyst, within the Asset Based Lending team, you will be joining an international business that is fast-paced, growth oriented and key to the international strategy of the wider Firm. Your primary responsibility is to support the portfolio management & origination functions , structuring and execution of asset based loans for subsidiaries of companies headquartered in North America and for companies headquartered in Europe and Asia Pacific for a variety of corporate event driven scenarios. You will gain critical skills in financial analysis, risk assessment, due diligence, and deal structuring. You will be given the opportunity to attend an intensive Credit Training course where you'll learn about JP Morgan's products and services, clients, and business practices alongside a class of new joiners. Under the leadership of our lending and training professionals and outside consultants, you will gain in depth knowledge of accounting, commercial banking underwriting, financial statement analysis, cash flow analysis, and credit structuring, among other topics. The course uses a full range of teaching techniques and learning reinforcement, including lectures, team exercises, assessments , and case studies.
Job responsibilities
- Assists Senior Originators in marketing JPM's Asset Based Lending international capabilities to internal and external colleagues in North America, Europe and Asia Pacific
- Takes a lead role in preparation of materials to support business objectives, pipeline management and assist Senior Originators in the pre-mandate and post-mandate aspects of transactions - with the expectation of taking on increasing responsibility over time
- Participates in client & prospect client meetings (in person and via electronic platforms)
- Participates in internal credit discussions including providing detail on the profile of the business, credit considerations, and modelling assumptions
- Assists portfolio management in gathering portfolio data for analysis, update and identify health metrics/KRIs, and create/update portfolio management reporting
- Takes ownership of several portfolio names; responsibility for ongoing lifecycle monitoring including detailed knowledge of financial, credit, operational, and legal aspects of specified transactions
- Analyses and interpret collateral reports and provide feedback (e.g. field exams, appraisals, and borrowing bases)
- Supports portfolio management team members during large and complex amendments, restructuring, and refinancing
- Provides ad hoc support to Asset Based Lending International team to align with strategic objectives, including work on special projects, marketing materials, and deal due diligence
- Promotes a strong control environment by adhering to risk / control procedures and protocol. Operates within established risk parameters and meets risk compliance obligations
- Holds self and others to the letter and spirit of the Code of Conduct. Remediates control issues in a timely and sustainable manner
Required qualifications, capabilities and skills
- Superior analytical, leadership, interpersonal, and written/verbal communication skills
- Language skills - we conduct business in English so fluency is essential
- Focus on integrity, attention to detail, honed presentation skills and a team player
- Proven ability to multitask and meet deadlines in a fast-paced environment
- Confidence and presence; have an opinion, ask questions, take ownership and "Think like an owner."
Preferred qualifications, capabilities and skills
- Degree within Business, Finance & Accounting
About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
