Company Description
Wise is one the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 16 million customers across the globe and we’re growing. Fast.
Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply.
So, we’re building a new one.
And, we need a Backend Engineer to join our mission and help us build a global platform that’s scalable, reliable and secure. We’re working on lots of exciting challenges, and you’ll dive right into projects helping consumers and businesses receive and send money from anywhere in the world.
Job Description
Team you will be working with: Cards Payin
The Cards Payin team is responsible for some of the most critical services at Wise - we currently ensure more than a billion pounds in card payments is processed safely each month for customers who send, add money, or receive with Wise.Cards is a convenient, safe, and familiar payment method with global reach. It's our job to curate this payment flow, making it the best it can be for our customers. We own the whole Card Payin process, from the experience where customers input their card details, to the payment authorisation and fraud checks, to eventual settlement and reconciliation.
We’re on a mission to accept all genuine card payments first time from anyone using Wise’s payment products, and charge the lowest price possible. Come join us in this exciting journey of building the best payment experience ever for customers!
Our main challenges are:
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Building to the scale of one of the most used payment methods at Wise
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Designing successful abstractions that can sit across the global nature of card payments
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Providing our customers with the best payment experience possible and balancing that against reducing our exposure to fraudulent payments
Qualifications
What does it take?
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A strong product mindset and passion for user experience, you prioritize work with the customers in mind and make data-driven decisions to fix customer pain-points
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Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences
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Ability to work independently while also being a good team player. Your work will frequently involve cross-team collaboration.
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Ability to break down complex projects into incremental milestones that deliver customer value
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Experience in developing web applications and distributed systems in a production environment
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Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested
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Curiosity and drive for continuous learning and improvement
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Following and advocating best coding practices, continuous delivery and code reviews
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Experience working with relational and non-relational databases, query optimisation and designing schemas is a plus
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Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus
…but don’t worry we don’t expect you to know everything!
What does success look like?
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You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute
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You’ll understand how our values can help you guide your work
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You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them
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You’ll be raising the automation level to enable scaling of the product
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You’ll understand our customers and the impact our product makes in their lives
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You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities
Additional Information
What Do We Offer
- Starting salary: £60,000 - £80,000 Base salary + RSUs
- Numerous great benefits in our London office
Interested? Find out more:
👀 How we work: a practical guide
⚙️ The Wise Tech Stack, 2022 Edition
📈 Our Engineering career map
🎉 Our benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Top Skills
What We Do
We’re making a positive, irreversible change in the world of finance. Together.
People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.
Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.
For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.
We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.
Why Work With Us
We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise
Gallery
WISE Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!
