As a Lending Business Analyst, you will define product requirements, lead discovery sessions, design processes, and ensure compliance with regulatory needs.
Join us as a Lending Business Analyst
This is a key role in the team responsible for launching a new Lending product for the first time within NatWest Boxed.
You will be:
- Defining and Tracking Product Requirements: Work closely with the Product teams across the lending domain to identify, analyse, and manage detailed product requirements, ensuring alignment with business and regulatory needs.
- Leading Discovery & Story Creation: Support and lead detailed discovery sessions with the lending team, taking ownership of crafting user stories and requirements that drive the development and build of the Lending solution.
- Processing Design & Optimisation: Collaborate with cross-functional stakeholders to design, document, and refine new processes that support the product’s successful rollout, ensuring a seamless development pipeline and path to production
- Developing a working knowledge of NatWest Boxed and Group policies, supporting to identify where existing policies align with or need adaptation for the Lending proposition
The skills you'll need
- Technical understanding on how APIs, integrations, and digital banking infrastructure work. Experience with fintech or payment strategy / processing systems is a plus
- An ability to work with Product Owners to define and refine product requirements and break down high-level needs into detailed user stories and acceptance criteria
- Strong writing skills to create clear, structured, and comprehensive requirements documents, user stories, and process flows, ensuring these requirements are testable for effective validation.
- Stakeholder and communication skills with previous experience working closely with cross-functional teams (Product, Engineering, Commercial, Credit, Risk, Compliance, Legal etc.)
- A proactive approach to work with great attention to detail, an ability to identify and troubleshoot issues early, and drive solutions to these problems in collaboration with the wider team.
- Proven experience working effectively within an Agile framework/ methodology
Additionally it will be very beneficial to have :
- A strong understanding of Lending products, including Term loans, Point of Sale, with general awareness of risk, credit scoring, and lending policies in a regulated environment
- Relevant experience in some of the following areas: Software-as-a-Service (SaaS), Embedded Finance, Banking-as-a-Service (BaaS)
- A familiarity with CONC, CCA (Consumer Credit Act), FCA regulations, and financial compliance and ability to spot gaps in policy that might impact product development
Hours
35Job Posting Closing Date:
28/08/2025Ways of Working:Remote FirstTop Skills
Agile Methodology
APIs
Banking-As-A-Service
Embedded Finance
Fintech
Payment Processing Systems
Regulatory Compliance
Software-As-A-Service
NatWest Group Edinburgh, Scotland Office
Edinburgh, United Kingdom
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