ING Hubs Poland is hiring!
We are looking for you, if you:
- Hold a Bachelor’s or Master’s degree with a strong financial background (preferred: econometrics, quantitative methods, computer science, economics)
- Have several years of experience as a Business Analyst
- Possess solid understanding of financial risk, particularly credit risk and credit risk modelling
- Have hands-on experience with credit risk models (PD, LGD, EAD, IFRS9)
- Are proficient in SAS programming and tools (SAS Enterprise Guide, SAS Viya)
- Communicate effectively in English, both in writing and speaking, and can build strong stakeholder relationships
- Demonstrate a proactive mindset and a commitment to continuous improvement
- Are self-motivated with strong analytical and problem-solving skills
- Can independently manage tasks, gather input from stakeholders, and share knowledge and best practices with your team
You will get extra points for:
- Experience working in Agile/Scrum environments
- Understanding of complex IT architectures
- Familiarity with data flows and building system interfaces
- Ability to interpret and maintain reference data models
- Experience in data quality analysis
- Knowledge of testing methodologies, especially automated testing
- Ability to quickly grasp complex concepts
- A proactive approach to problem-solving
- Strong customer focus and results-oriented mindset
Your responsibilities:
- Implement credit risk models including Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), and feeders for IFRS9 Loan Loss Provision models. These models are essential for measuring and managing credit risk at ING Bank, and are used for IFRS9 provisioning, as well as Economic and Regulatory Capital calculations (Basel III/IV)
- Provide expert advice on credit risk reference data and process change requests, ensuring data quality
- Activelyparticipate in meetings with model developers, senior management, and internal/external auditors
- Act as a liaison between stakeholders and the team to ensure smooth collaboration across the value chain
Information about the squad:
COO Risk is at the core of ING’s operations. We translate complex banking exposures into risk-weighted assets and provisions, aligned with evolving business needs and regulatory requirements. Our scope includes Non-Financial Risk (NFR), Compliance, and regulatory reporting. COO Risk supports all business lines, CROs, and COOs, and takes ownership of end-to-end execution of regulatory transformation initiatives.
You will join the Modelling Tribe, a team of around 100 professionals based in Amsterdam and Warsaw. The tribe is responsible for implementing credit risk models in a new, state-of-the-art tool, ensuring compliance with local and central regulatory standards. We are a team of dedicated experts who advise and implement risk models for ING globally, enhancing internal and external reporting. These models are critical to ING’s success, supporting exposure measurement, capital adequacy, and risk management.
