Develop and scale Mastercard’s global SME credit products and launch a program expanding credit access for small businesses. Responsibilities include defining product strategy, value propositions, requirements, operating models, and commercialization plans; conducting market and competitive analysis; sizing opportunities; building business cases; coordinating global and regional stakeholders; and guiding initiatives from concept through launch and issuer adoption.
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Manager, Global SME Credit Product Management
Overview:
Mastercard's Small and Medium Enterprise (SME) business is focused on enabling small businesses to start, grow and thrive through innovative payment products, solutions and experiences.
The Manager, Global SME Credit Product Manager will play a key role in developing Mastercard's global entry-level credit proposition for small businesses, with a focus on expanding access to credit and enabling issuers to serve new and underserved SME segments.
A key priority for the role will be supporting the establishment and launch of a new global program designed to accelerate credit issuance to small businesses. The Manager will work across global and regional teams to develop the proposition, bring the program to market and drive adoption and scale.
Role:• Be a key member of the global Small Business Credit team, helping to build and evolve a best-in-class credit proposition for SMEs globally• Drive the development and growth of Mastercard's entry-level SME credit products, ensuring the proposition addresses the needs of small businesses and issuers across different markets• Support the establishment and launch of a new global SME credit program designed to accelerate credit issuance and expand access to credit for small businesses• Support the development of the program strategy, value proposition, product requirements, operating model and commercialization approach• Conduct market, customer, and competitive analysis to identify unmet market needs, emerging trends and opportunities to strengthen Mastercard's SME credit offering• Size market and commercial opportunities, develop business cases and use data and insights to support product decisions• Translate strategy and customer needs into clear product requirements and work with cross-functional teams to steer initiatives through the product development lifecycle from concept to launch• Partner closely with regional teams to identify priority markets and customers, build a pipeline of opportunities and support issuer commercialization
All About You• Experience in product management, product strategy, payments, commercial cards (preferably small business) or related financial services field • Experience or demonstrated interest in small business financial inclusion, small business lending, underserved segments or solutions designed to expand access to financing is highly valued• Strong interest in small business credit and the role payments and financial services can play in expanding access to credit• Analytically minded, with the ability to size opportunities, develop business cases and use data to inform product decisions and priorities• Strong product management capabilities, with the ability to translate user and customer needs into product requirements and drive initiatives through development and commercialization• Comfortable working with both commercial and technical stakeholders and developing an understanding of the capabilities and infrastructure required to deliver new products• Strong project management and organizational skills, with the ability to manage multiple workstreams and drive execution across cross-functional teams• Strong communication skills and ability to synthesize complex information into clear recommendations for different audiences• Collaborative and comfortable working across global and regional teams in a matrixed organization
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Manager, Global SME Credit Product Management
Overview:
Mastercard's Small and Medium Enterprise (SME) business is focused on enabling small businesses to start, grow and thrive through innovative payment products, solutions and experiences.
The Manager, Global SME Credit Product Manager will play a key role in developing Mastercard's global entry-level credit proposition for small businesses, with a focus on expanding access to credit and enabling issuers to serve new and underserved SME segments.
A key priority for the role will be supporting the establishment and launch of a new global program designed to accelerate credit issuance to small businesses. The Manager will work across global and regional teams to develop the proposition, bring the program to market and drive adoption and scale.
Role:• Be a key member of the global Small Business Credit team, helping to build and evolve a best-in-class credit proposition for SMEs globally• Drive the development and growth of Mastercard's entry-level SME credit products, ensuring the proposition addresses the needs of small businesses and issuers across different markets• Support the establishment and launch of a new global SME credit program designed to accelerate credit issuance and expand access to credit for small businesses• Support the development of the program strategy, value proposition, product requirements, operating model and commercialization approach• Conduct market, customer, and competitive analysis to identify unmet market needs, emerging trends and opportunities to strengthen Mastercard's SME credit offering• Size market and commercial opportunities, develop business cases and use data and insights to support product decisions• Translate strategy and customer needs into clear product requirements and work with cross-functional teams to steer initiatives through the product development lifecycle from concept to launch• Partner closely with regional teams to identify priority markets and customers, build a pipeline of opportunities and support issuer commercialization
All About You• Experience in product management, product strategy, payments, commercial cards (preferably small business) or related financial services field • Experience or demonstrated interest in small business financial inclusion, small business lending, underserved segments or solutions designed to expand access to financing is highly valued• Strong interest in small business credit and the role payments and financial services can play in expanding access to credit• Analytically minded, with the ability to size opportunities, develop business cases and use data to inform product decisions and priorities• Strong product management capabilities, with the ability to translate user and customer needs into product requirements and drive initiatives through development and commercialization• Comfortable working with both commercial and technical stakeholders and developing an understanding of the capabilities and infrastructure required to deliver new products• Strong project management and organizational skills, with the ability to manage multiple workstreams and drive execution across cross-functional teams• Strong communication skills and ability to synthesize complex information into clear recommendations for different audiences• Collaborative and comfortable working across global and regional teams in a matrixed organization
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Similar Jobs at Mastercard
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Develops new fintech and digital partnership business across the UK and Ireland. Responsibilities include prospecting, managing sales pipelines and customer portfolios, building strategic relationships, analyzing prospects’ business models, developing financial models and proposals, coordinating contracts, and identifying Mastercard product opportunities. The role also requires relationship management with customers, regulators, government stakeholders, and industry bodies while maintaining accurate Salesforce records.
Top Skills:
Salesforce
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Develop and execute strategic priorities for Mastercard’s Global Markets organization across regions and markets. Responsibilities include analyzing complex business issues, prioritizing investments, creating market and growth plans, developing project roadmaps, leading cross-functional initiatives, and presenting data-driven recommendations to senior leaders. The role requires collaboration across global teams, strong quantitative and qualitative analysis, strategic communication, and knowledge of the payments industry.
Top Skills:
Digital Payments
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Lead Mastercard’s SME Europe strategy for working capital optimization and supplier acceptance. Develop financial models and business cases using DPO, DSO, liquidity, and payment data; drive digital payment adoption across supplier ecosystems; and collaborate with sales, product, partnerships, risk, compliance, operations, financial institutions, and fintechs. Translate complex working capital insights into scalable commercial solutions, executive reporting, supplier onboarding strategies, and revenue-generating initiatives.
Top Skills:
Ap/Ar AutomationCard AcceptanceDigital PaymentsFinancial ModellingSupply Chain FinanceVirtual Cards
What you need to know about the Edinburgh Tech Scene
From traditional pubs and centuries-old universities to sleek shopping malls and glass-paneled office buildings, Edinburgh's architecture reflects its unique blend of history and modernity. But the fusion of past and future isn't just visible in its buildings; it's also shaping the city's economy. Named the United Kingdom's leading technology ecosystem outside of London, Edinburgh plays host to major global companies like Apple and Adobe, as well as a growing number of innovative startups in fields like cybersecurity, finance and healthcare.
