Peer-to-Peer (P2P) and Investment-Based Crowdfunding (IBCF) Portfolios Supervision Associate

Job title: Peer-to-Peer (P2P) and Investment-Based Crowdfunding (IBCF) Portfolios Supervision Associate

Department: Retail Investment Platforms & Proactive Supervision RIPPS)

Division: Consumer Investments (CI)

• Salary: National (Edinburgh and Leeds) ranging from £43,100 to £54,000 and London from £47,300 to £60,000 (salary offered will be based on skills and experience)

• This role is graded as: Associate – Level 8 - Regulatory

• Your external recruitment contact is Shafika Shaikh via [email protected]. Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted

• Your internal recruitment contact is Isabelle Groves via [email protected]. Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted

About the FCA

The FCA regulates the conduct of 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. Follow this link for more About the FCA.

We’re seeking a collaborative professional to join our Peer-to-Peer (P2P) and Investment-Based Crowdfunding (IBCF) team within the Consumer Investments Directorate. This team oversees innovative firms that connect borrowers and early-stage businesses with individual and institutional investors. You’ll help supervise firms offering high-risk investment products, using data-led insights and proactive engagement to identify and address failing firms & financial crime and support responsible practices & positive consumer outcomes.

You will have the opportunity to handle case ownership, acting as the primary point of contact for supervising firms, including potential exposure to the use of interventions and wider FCA Handbook tools / remedial actions in cases of serious consumer and market harm.

P2P and IBCF firms are positioned in a systemically important retail investment market which is subject to increasing government focus as a key area to unlock growth in the UK economy, leading to several interesting supervisory challenges. In addition, there is the potential for the P2P and IBCF sectors to mirror the broader market growth of private credit and private equity, as smaller retail-level vehicles of the popular asset classes. For instance, our firms are starting to engage with the new POP and PISCES regimes.

The role offers exposure to bespoke business models, financial analysis, policy development and cross-team collaboration, with hybrid working across our London and Edinburgh offices. If you bring curiosity, willingness to learn, and a focus on proportionate but effective consumer protection, we’d welcome hearing from you.

Role responsibilities:

• Leading cases and projects with precision, clarity and a collaborative approach

• Leading on reactive firm supervision across the portfolio

• Using intelligence, data insights, and increasingly Artificial Intelligence tools, to identify risks and shape strategies that promote good outcomes

• Reviewing risk management frameworks and control environments

• Building positive, impactful relationships with senior leaders across regulated firms

• Collaborating closely with internal teams to gain insights, share knowledge, build specialist knowledge, and increase regulatory impact

Skills required:

Minimum  

• Prior experience in analysing financial data and presenting insights clearly to senior stakeholders

• Prior experience in UK financial services—across regulation, consultancy, audit or compliance

• Demonstrable experience in writing clear, concise, well-structured reports that support risk-based decision-making

Essential

• Experience using data to spot patterns, inform decisions and shape positive outcomes

• Experience of risk management, governance and controls

• Ability to manage changing priorities

• Ability to build inclusive relationships across teams and with external stakeholders

• Willingness to travel within the UK and engage with firms directly

• Curiosity to learn, grow and take on new responsibilities in an evolving environment

• Awareness of the P2P and IBCF sectors and understanding of the FCA’s supervisory approach

Benefits:

• 25 days annual leave plus bank holidays

• Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary

• Private healthcare with Bupa, income protection, and 24/7 Employee Assistance

• 35 hours of paid volunteering annually

• Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors)

• A flexible benefits scheme designed around your lifestyle

For a full list of our benefits, and our recruitment process as a whole visit our benefits page.

Our Values & Culture

Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one that’s free from discrimination and bias, celebrates difference, and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.

If you require any adjustments due to a disability or condition, your recruiter is here to help - reach out for tailored support.

We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs, including options like part-time and job sharing where applicable.
 

Disability Confident: Our Hiring Approach
We’re proud to be a Disability Confident Employer, and therefore, people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. In cases of high application volumes we may progress applicants whose experience most closely matches the role’s key requirements.
 

Useful Information and Timeline

• Job ad closes: 5th June 2026

• CV Review/Shortlist: 8th – 10th June 2026

• First Interview: 12th June – 19th June 2026 

Your Recruiter will discuss the process in detail with you during screening for the role, therefore, please make them aware if you are going to be unavailable for any date during this time.