Wise is a global technology company, building the best way to move and manage the world’s money.
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Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job Description1. Role Purpose
We are seeking a highly experienced and strategic leader to join our finance team as the Regional Prudential Controller for Wise plc Group.
As the first line-owner of prudential risk the role will provide strategic leadership and expert technical oversight of all prudential matters, acting as the primary point for prudential compliance for Wise plc Group.
This individual will not only ensure compliance with all existing and future regulations under the MIFIDPRU regime but will also provide critical forward-looking analysis and strategic advice to the Board and Executive Committee, across a variety of highly important strategic projects including other regulatory regimes globally.
2. Key Responsibilities
Strategic Leadership & Advisory
Lead the prudential workstream for all major strategic projects, including new product launches and global license applications.
Provide expert advice to the Board, Group ALCO, and other governance committees on the prudential impact of key business decisions, interpreting complex rules on capital and prudential requirements.
Advise on the evolution of the group's capital allocation framework to support strategic growth and ensure the optimal use of financial resources.
Regulatory Impact Assessment & Change Management
Partner with second-line risk and finance teams to assess and model the impact of new initiatives on the group's ICARA, including own funds, liquid assets, wind-down plans and stress testing scenarios.
Provide strategic input into the firm's capital and liquidity forecasting, particularly how planned projects will influence future operating and financial resource needs.
Assess the regulatory reporting and control implications of new business activities, ensuring new ventures can be seamlessly integrated into our existing frameworks.
Horizon Scanning & Stakeholder Engagement
Monitor the global regulatory landscape for upcoming changes (e.g., 'Basel 3.1', DORA), analyzing their potential impact on the Group's strategy and business model.
Monitor the global license and product landscape across the Wise Group, collaborating with regional leads to provide regional support and analyze the impact on Group’s strategy and group ICARA.
Manage and influence a wide range of senior stakeholders across Finance, Risk, Treasury, and business lines to ensure a cohesive and strategic approach to prudential management
Regulatory Reporting & Control:
Design, implement changes to first-line regulatory reporting and prudential control framework, ensuring robust governance and processes are in place to mitigate reporting and compliance risks.
Drive a culture of continuous improvement within the regulatory reporting function, leveraging technology and automation to enhance efficiency and control.
Leadership & Stakeholder Management:
Manage and influence a wide range of senior internal stakeholders, including Senior Directors in Finance, group ALCO members and business line heads, to ensure a cohesive approach to prudential management.
Provide strong stakeholder management and collaboration across Banking, Finance, Risk and Treasury.
4. Candidate Profile
Essential Experience & Knowledge
A minimum of 10-15 years of experience in a senior prudential role with a strong focus on strategic analysis, regulatory change, or project-based work within a complex financial institution (investment firm or bank).
Demonstrable track record of providing strategic input and challenge to the ICARA process, particularly in assessing the impact of significant business changes.
Deep, technical knowledge of prudential regimes (e.g., MIFIDPRU, CRR), with proven experience applying this knowledge to new products, international expansion, or other strategic projects.
Significant experience interacting with regulators (e.g., FCA, PRA, NBB) on complex, non-standard queries and strategic initiatives.
Qualifications & Skills
Educated to degree level. A professional qualification such as ACA, ACCA, CFA, or FRM is highly desirable.
Exceptional influencing skills, with the ability to articulate complex regulatory strategy to diverse stakeholders, from engineers to the Board.
A strong commercial mindset and the ability to bridge the gap between technical regulatory rules and business objectives.
Proven ability to challenge the status quo and drive improvements in a fast-paced, high-growth environment.
Unquestionable integrity, sound judgment, and the confidence to advise and guide senior management on prudential risks and strategy.
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
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