Trade & Working Capital- Structured Working Capital Product Manager- Vice President

Job Description
You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.
Job Summary
As a Product Manager in Trade and Working Capital- Structured Working Capital, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.
Trade & Working Capital (TWC) is a division of Payments. For more than 200 years, J.P. Morgan has helped clients make trade payments, access liquidity, and manage risk. We connect counterparties with market-leading Core Trade, Supply Chain Finance (SCF), Structured Working Capital (Receivables Finance, Inventory Finance, Borrowing Base Finance and Pre-Export Finance) and Export Finance solutions. Our institutional strength, practical expertise, comprehensive technology, and unparalleled network enable us to deliver powerful global solutions, when and where our clients need them. Our global product and technology platform, integrated client service model and network of operational centers enable us to deliver a consistent set of services to clients no matter where they are across the world.
Job responsibilities

• Develop a comprehensive product strategy and vision focused on Structured Working Capital, particularly Receivables and Inventory Finance, to deliver significant value to customers.
• Collaborate with Product partners across multiple trade products and regions to implement the Structured Working Capital (SWC) strategy and manage the portfolio.
• Oversee product-level governance, risk, and control environments, including product approvals, renewals, and cross-functional collaboration with Risk, Legal, and Compliance teams.
• Ensure that products have obtained the necessary regulatory, control, and compliance approvals prior to launch and for ongoing renewals and updates.
• Manage discovery efforts and conducts market research to identify customer solutions and integrate them into the product roadmap.
• Take ownership of the rollout of new systems, working collaboratively with Technology to align with product parameters and enhance the client experience.
• Serve as the primary point of contact for second-line risk and product control partners, regulators, and local governance bodies.
• Ensure readiness and coordinates reviews by the Office of the Comptroller of the Currency (OCC) and internal audit teams.
• Own, maintains, and develops a product backlog that supports the overall strategic roadmap and value proposition.
• Build the framework and tracks key success metrics for the product, such as cost, features and functionality, risk posture, and reliability.
• Liaise with Finance partners to ensure accurate reporting of the Profit and Loss (P&L) for global Structured Working Capital.

Required qualifications, capabilities, and skills

• Demonstrate relevant level of experience or equivalent expertise in Trade Finance product management.
• Demonstrate relevant level of experience within Receivables Finance within a Bank or Factoring company.
• Advanced knowledge of the product development life cycle, design, and data analytics.
• Experience in working on innovative solutions for clients and developing the product to address bespoke client and market needs.
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management.

Preferred qualifications, capabilities, and skills

• Demonstrated prior experience working in a highly matrixed, complex organization.
• Experience in additional product sets - Inventory Finance, Borrowing Base Finance or Export Finance is advantageous.
• Experience in securitization is advantageous.

About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.