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Top Fintech Companies in Edinburgh (40)

BlackRock
Fintech • Information Technology • Financial Services
Bringing together tech and market expertise to help people build better financial futures.

As the world’s largest asset manager, BlackRock partners with investors around the globe to help them (and those on whose behalf they invest) plan for life’s most important goals – like retirement, home ownership and their children’s education. Our clients range from governments, foundations and other large institutions to those investing on behalf of individuals, including firefighters, nurses, teachers and...

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BlackRock

BlackRock's Top Stability & Growth Strengths

Strong Revenue Growth: Revenue increased year over year in 2025 and accelerated further in early 2026, with adjusted operating income also rising. This points to broad-based top-line momentum beyond a single period.

Strong Market Position & Advantage: The company is characterized as the world’s largest asset manager with record-high assets under management and leading ETF scale. This scale advantage underpins continued client inflows and platform reach.

Diversified Revenue Streams: Growth is coming from multiple engines, including iShares ETFs, active strategies, private markets, and technology services such as Aladdin, alongside newer digital-asset offerings. This breadth reduces reliance on any single product line.

Morningstar
Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
30 Offices
11,500 Employees
54 Benefits See Our Teams
Unlock what's already in you

We are a global investment research and financial data company with 40-plus offices across North America, Europe, Australia, and Asia. Our products and services are used daily by individual investors, financial advisors, asset managers, retirement plan providers, and institutional investors. We provide data, research, and analysis across managed investment products, publicly listed companies, private capital markets, debt securities, and real-time...

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Morningstar

Morningstar's Top Stability & Growth Strengths

Strong Revenue Growth: Consolidated revenue has increased across recent years, with additional year-over-year gains extending into early 2026. This pattern indicates ongoing top-line expansion even as quarterly and annual growth rates vary.

Profitability: Operating income reached new highs in 2025 and continued to rise in subsequent quarters. This points to improving operating leverage alongside revenue growth.

Product Line Growth: Businesses such as Morningstar Credit, PitchBook, Retirement, and the Direct Platform are cited as key growth engines, with Credit standing out. This breadth of product contributions supports expansion beyond a single offering.

Capco
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
24 Offices
6,000 Employees
87 Benefits Hiring Now
Be Yourself at Work, Make a Difference, and Act with Integrity are our values at Capco.

Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting...

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Capco

Capco's Top Stability & Growth Strengths

Strong Revenue Growth: Company disclosures indicate Capco delivered year-over-year and sequential growth through FY2025, with momentum continuing into early FY2026 alongside increased bookings and a healthy pipeline. Feedback suggests this growth was supported by strong deal activity and order intake.

Market Expansion: Operations span North America, Europe, Asia-Pacific, the Middle East, and South America, and the firm is adding new practices and locations such as a Calgary energy practice. Commentary describes a broad-based rebound across multiple geographies and sectors.

Investor Backing & Capital Strength: As a Wipro company, Capco benefits from sustained parent-company support and is described as a primary growth engine within Wipro’s consulting portfolio. Corporate materials note Capco remains a distinct strategic unit, signaling continued investment and stability.

Perk
Artificial Intelligence • Fintech • Greentech • Sales • Software • Travel • Hospitality
11 Offices
1,800 Employees
86 Benefits Hiring Now
Perk: the intelligent platform powering real work.

Perk (formerly TravelPerk) is the intelligent platform for travel and spend management. Built to tackle the time-consuming, manual work that gets in the way of real work, our tools automate everything from travel bookings to expenses, invoice processing, and more. By eliminating this shadow work that wastes hours, erodes morale, and saps innovation, we’re on a mission to power real...

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Perk

Perk's Top Stability & Growth Strengths

Strong Revenue Growth: Company disclosures cite strong year-over-year revenue growth in 2025 with annualized revenue surpassing $300M, and later coverage describes revenue nearing $400M annualized in 2026. This points to rapid scaling from 2023 through 2026.

Investor Backing & Capital Strength: Recent financings include a $200M Series E at a $2.7B valuation and a $300M private credit facility, with third-party trackers noting over $1B raised across multiple rounds. This capital base is positioned to fund continued product and geographic expansion.

Market Expansion: The company launched its Spend product in the U.S. and indicated the market already represents a substantial share of new business, while also opening new international locations. These moves signal broadening global reach and demand.

Spade
Fintech • Payments • Financial Services
2 Offices
29 Employees
51 Benefits
Spade is the data and AI platform for modern finance.

Spade is the only transaction data enrichment solution backed by real data. We leverage our vast first-party data network to bring instant clarity and context to every purchase and payment—with precisely matched merchant, category, and geolocation details that empower you to build the next generation of financial technology.

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Spade

Spade's Top Stability & Growth Strengths

Strong Revenue Growth: Reported 470% year-over-year revenue growth in the year preceding the March 2026 Series B, alongside peak daily processing of up to 1.9 billion transactions, points to accelerated commercial momentum. Company materials also note billion-plus monthly transactions and expanding enterprise usage.

Investor Backing & Capital Strength: A $40M Series B in March 2026 led by Oak HC/FT with participation from a16z, Flourish, Gradient, NAventures and YC, following earlier seed and Series A rounds, provides substantial capital for scale. Stated use of proceeds includes expanding the team, deepening merchant coverage, and building the platform’s intelligence layer.

Product Line Growth: The offering is described as evolving from a transaction-enrichment API into a broader data and AI platform supporting rewards attribution, fraud, behavioral segmentation, and other workflows. Coverage has broadened across payment rails (e.g., cards, ACH, wires/RTP), increasing addressable use cases.

FIS
eCommerce • Fintech • Information Technology • Payments • Software
63 Offices
57,000 Employees
43 Benefits
We are the leader in financial technology and services for financial institutions and businesses of all sizes, globally.

FIS is a leading provider of technology solutions for financial institutions and businesses of all sizes and across any industry, globally. We enable the movement of commerce by unlocking the financial technology that powers the world’s economy. Our employees are dedicated to advancing the way the world pays, banks and invests through our trusted innovation, proven performance and flexible architecture....

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FIS

FIS's Top Stability & Growth Strengths

Strong Revenue Growth: Recent annual and quarterly results, along with reiterated 2026 outlook, indicate continued top-line and earnings expansion following portfolio refocus. Pro forma metrics point to steady underlying growth even as reported figures are elevated by acquisitions.

Healthy Cash Flow: Free cash flow expanded materially year over year and more than doubled most recently on a quarterly basis. Management guides to further free cash flow growth in 2026, supporting investment capacity and deleveraging.

Strong Market Position & Advantage: Consistent leader placements from major industry analysts and inclusion in prominent fintech rankings, coupled with scale across top global banks, underscore durable competitive standing. Refocusing on banking, issuer processing, and capital markets reinforces positioning in core segments.

&Volume
Artificial Intelligence • Blockchain • Fintech • Machine Learning • Software • Financial Services • Cryptocurrency
2 Offices
5 Employees

&Volume is a cutting-edge platform designed to autonomously manage your crypto investments. Our AI-driven algorithmic trading system empowers users to invest in crypto without the fear of scams or the need for constant monitoring. The platform features a robust set of trading algorithms enhanced by AI, and offers the flexibility to manually tweak strategies or create custom ones. Our next...

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&Volume
Aegon
Fintech

We help people achieve a lifetime of financial security and to enjoy a meaningful life – both now and in retirement. Not only do we offer products and services to achieve this but we also focus on financial wellbeing. When we talk about financial wellbeing this is how you feel about the control you have over your financial future –...

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Aegon
abrdn plc
Fintech • Payments • Financial Services
5 Offices
6,197 Employees
29 Benefits Hiring Now

abrdn is a global investment company that helps clients and customers plan, save and invest for the future. Our purpose is to enable our clients to be better investors. Our strategy is to deliver client-led growth. We are structured around three businesses – Investments, Adviser and Personal – focused on their changing needs

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abrdn plc
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Groov
Fintech • Software • Financial Services
2 Offices
3 Employees

Groov is the gateway to embedded B2B finance. Through a single connection Groov connects payments & software companies, including marketplaces and POS providers, to financial institutions. Through this connection companies get access to financial products which they can offer to their merchant customers.

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Groov
Citi
Fintech • Financial Services
36 Offices
223,850 Employees
43 Benefits

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its...

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Citi

Citi's Top Stability & Growth Strengths

Strong Revenue Growth: Revenue and net income increased year over year in 2025, with reported and adjusted figures both indicating improved top-line performance. Loan and deposit balances also rose year over year in Q4 2025, supporting the view of underlying business momentum.

Investor Backing & Capital Strength: Capital returns through buybacks and dividends in 2025 indicate confidence in capital capacity while maintaining a strong regulatory capital position. The year-end CET1 ratio is presented as supportive of resilience while the firm continues its broader transformation.

Strong Market Position & Advantage: Citi is positioned as one of the largest U.S. banks by assets and is described as a leader in institutional, cross-border franchises where its global network provides differentiation. Its scale in transaction services and a large U.S. cards platform are presented as durable competitive assets.

Financial Conduct Authority
Fintech • Software • Financial Services
3 Offices
5,214 Employees
20 Benefits Hiring Now

We work to ensure financial markets work well for individuals, for businesses and for the economy as a whole. We do this by: - regulating the conduct of approximately 50,000 businesses - prudentially supervising 48,000 firms - setting specific standards for around 18,000 firms We were set up on 1 April 2013, taking over conduct and relevant prudential regulation from...

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Financial Conduct Authority
Evelyn Partners
Fintech • Payments • Financial Services
26 Offices
2,934 Employees
15 Benefits Hiring Now

Life is full of decisions that shape our future, but to make great decisions we need certainty and good advice. At Evelyn Partners (formerly Tilney Smith & Williamson), we have been giving good advice and helping people and businesses flourish for almost 200 years. Our mission is ‘to place the power of good advice into more hands’. We’re committed to...

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Evelyn Partners
Paysend
Fintech • Payments • Financial Services
5 Offices
500 Employees

At Paysend, we're on a mission to deliver the World's Simplest Money Transfer. Paysend is a next-generation integrated global payment ecosystem, enabling consumers and businesses to pay and send money online anywhere, anyhow and in any currency. Paysend is UK-based and has global reach having been created in April 2017 with the clear mission to change how money is moved...

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Paysend
Isio
Fintech • Software • Financial Services
10 Offices
1,004 Employees

Isio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past can we provide the financial confidence our clients deserve. We provide companies, trustees and individuals with the highest levels of expertise across actuarial and consultancy, investment advisory,...

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Isio
FNZ Group
Fintech • Payments • Financial Services
22 Offices
4,252 Employees
3 Benefits Hiring Now

FNZ is committed to opening up wealth so that everyone, everywhere can invest in their future on their terms. We know the foundation to do that already exists in the wealth management industry, but complexity holds firms back. We created wealth’s growth platform to help. We provide a global, end-to-end wealth management platform that integrates modern technology with business and...

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FNZ Group

FNZ Group's Top Stability & Growth Strengths

Strong Market Position & Advantage: FNZ is positioned as a top-tier wealth-technology platform provider, particularly in the UK and across parts of Europe and APAC, with a large installed base and influence over adviser-platform infrastructure.

Investor Backing & Capital Strength: Recent large equity raises and a debt refinancing extending maturities are presented as strengthening the balance sheet and providing funding capacity for continued expansion and investment.

Strategic Partnerships: A multi-year partnership with Microsoft focused on AI and cloud is highlighted as a catalyst for accelerating product delivery and modernization initiatives.

RBS International
Fintech • Software • Financial Services
7 Offices
1,411 Employees
2 Benefits

The Royal Bank of Scotland International Holdings Limited operates six brands; RBS International, NatWest International, Isle of Man Bank, NatWest Trustee and Depositary Services, RBS International Depositary Services and Coutts Crown Dependencies. RBS International is a core part of NatWest Group plc – one of the UK’s largest banking groups. Our purpose is to champion potential, helping people, families and businesses...

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RBS International
BTP
Blockchain • Fintech • Automation
Edinburgh
17 Employees

BTP was a digital provenance company with a mission to make assets trustworthy. It was sunset in September 2023.

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BTP
NatWest Group
Fintech • Payments • Financial Services
35 Offices
40,000 Employees
18 Benefits Hiring Now

We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people...

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NatWest Group

NatWest Group's Top Stability & Growth Strengths

Profitability: Results highlight robust returns and earnings, indicating strong franchise economics versus many peers. Recent updates point to continued delivery into 2026.

Strong Market Position & Advantage: Independent awards and industry context point to leadership in UK corporate banking and a top‑tier position in core lending such as mortgages. The group sits in the leading cohort of UK incumbents with distinctive strength in SMEs and corporates.

Diversified Revenue Streams: Strategic moves into wealth management and selected portfolio acquisitions are positioned to expand fee income and balance interest‑driven revenues. Management frames these actions as accretive to growth and returns.

Royal London
Fintech • Software • Financial Services
7 Offices
3,271 Employees
21 Benefits

We’re the UK’s largest mutual life, pensions and investment company. Proudly customer owned since 1861.* Royal London is a purpose-driven mutual. Our Purpose, ‘Protecting today, investing in tomorrow. Together we are mutually responsible’, defines the impact we want to have. It shapes what we do on behalf of our members and customers, financial advisers, our colleagues and the communities in which...

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Royal London

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