Top Fintech Companies in Edinburgh (39)
Perk (formerly TravelPerk) is the intelligent platform for travel and spend management. Built to tackle the time-consuming, manual work that gets in the way of real work, our tools automate everything from travel bookings to expenses, invoice processing, and more. By eliminating this shadow work that wastes hours, erodes morale, and saps innovation, we’re on a mission to power real...
Perk's Top Stability & Growth Strengths
Strong Revenue Growth: Reported metrics show annualized revenue crossing the $300M mark with multi‑year momentum and booking volume at multi‑billion scale. This trajectory signals sustained top‑line expansion through 2025–2026.
Investor Backing & Capital Strength: Fresh equity at a multi‑billion valuation alongside a sizable private credit facility and prior financing provides ample runway for product and market expansion. These transactions are corroborated by independent industry coverage.
Profitability: EBITDA break‑even by the end of 2024 indicates improving unit economics. Subsequent communications highlight margin improvement supported by an AI‑native platform.
As the world’s largest asset manager, BlackRock partners with investors around the globe to help them (and those on whose behalf they invest) plan for life’s most important goals – like retirement, home ownership and their children’s education. Our clients range from governments, foundations and other large institutions to those investing on behalf of individuals, including firefighters, nurses, teachers and...
BlackRock's Top Stability & Growth Strengths
Strong Revenue Growth: Q2 2026 revenue rose 31% year over year, supported by markets, organic base-fee growth, acquisition-related and performance fees, and higher technology services revenue. Momentum followed a record 2025 with double‑digit top‑line growth.
Profitability: Operating income increased 42% in Q2 2026 (39% as adjusted) and diluted EPS rose 20% (15% as adjusted). Record AUM and broad-based inflows supported operating leverage.
Diversified Revenue Streams: Growth is described across iShares ETFs, private markets, active fixed income, and systematic equity, while technology services and subscriptions grew 13% year over year in Q2 2026. This mix complements AUM reaching a record $15.3 trillion with strong net inflows.
At Morningstar, we believe in building great products in-house in a highly collaborative, agile environment where we focus on technical excellence, the user experience, and continuous improvement. Our technologists represent a range of skills and experience levels, but they all view their work as a craft and push technology’s boundaries.
Morningstar's Top Stability & Growth Strengths
Strong Revenue Growth: Recent results show revenue up 9.6% year over year in Q2 2026 (6.8% organic; 8.2% excluding product sunsets), with 2025 up 7.5% and year‑to‑date 2026 up 10.2% on a reported basis. Growth is led by Morningstar Credit and core data/software platforms such as Morningstar Direct and PitchBook.
Profitability: Operating and adjusted operating margins expanded in Q2 2026 alongside a 29% rise in adjusted diluted EPS to $3.10, and 2025 saw increases in operating income and adjusted operating income. These gains were supported by stronger contribution from Credit and the accretive effect of the CRSP acquisition.
Healthy Cash Flow: Free cash flow and operating cash flow increased sharply in Q2 2026, with free cash flow nearly doubling year over year. This improved cash generation coincided with active buybacks and dividends.
Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting...
Capco's Top Stability & Growth Strengths
Strong Revenue Growth: Management disclosures characterize Capco as delivering sequential and year-over-year growth through late FY2025 and into FY2026, with explicit notes that it "continues to perform well." This suggests sustained client demand within its core domains even as it operates inside Wipro’s broader portfolio.
Market Expansion: The launch of a Calgary Energy & Utilities practice in May 2026 and ongoing activity across regions indicate on-the-ground investment and geographic/practice expansion. These moves point to selective growth into new markets alongside established BFSI strengths.
Strategic Partnerships: Collaborations in digital assets and AI (e.g., with Taurus in Europe and recognition at OpenAI’s 2026 Partner Summit) are being used to broaden offerings and enable cross-selling. Such alliances signal entry into adjacent, higher-growth service lines.
Not just another building society. Not just another job. Imagine how good it would feel to help someone choose the mortgage they’ll use to buy their first home. Or the account they’ll use to save for it. We’ve been helping people make big financial decisions since 1853. It’s why over a million customers trust us as a good place for their...
Helping our clients deliver market leading direct investment channels for impact investment products
Isio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past can we provide the financial confidence our clients deserve. We provide companies, trustees and individuals with the highest levels of expertise across actuarial and consultancy, investment advisory,...
We’re the UK’s largest mutual life, pensions and investment company. Proudly customer owned since 1861.* Royal London is a purpose-driven mutual. Our Purpose, ‘Protecting today, investing in tomorrow. Together we are mutually responsible’, defines the impact we want to have. It shapes what we do on behalf of our members and customers, financial advisers, our colleagues and the communities in which...
BTP was a digital provenance company with a mission to make assets trustworthy. It was sunset in September 2023.
Progeny is the first and only global professional services firm to bring together independent advisory excellence across financial planning, tax, legal and asset management. We join the dots to understand the bigger picture of you, your family and your business to ensure you always receive first-class non-siloed advice, regardless of complexity, speciality or territory. Our team of Chartered Financial Planners, Corporate Lawyers,...
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its...
Citi's Top Stability & Growth Strengths
Strong Revenue Growth: Revenue and net income increased year over year in 2025, with reported and adjusted figures both indicating improved top-line performance. Loan and deposit balances also rose year over year in Q4 2025, supporting the view of underlying business momentum.
Investor Backing & Capital Strength: Capital returns through buybacks and dividends in 2025 indicate confidence in capital capacity while maintaining a strong regulatory capital position. The year-end CET1 ratio is presented as supportive of resilience while the firm continues its broader transformation.
Strong Market Position & Advantage: Citi is positioned as one of the largest U.S. banks by assets and is described as a leader in institutional, cross-border franchises where its global network provides differentiation. Its scale in transaction services and a large U.S. cards platform are presented as durable competitive assets.
We help people achieve a lifetime of financial security and to enjoy a meaningful life – both now and in retirement. Not only do we offer products and services to achieve this but we also focus on financial wellbeing. When we talk about financial wellbeing this is how you feel about the control you have over your financial future –...
Kinly is a financial services company helping Black America build generational wealth. By developing a platform focused on improving financial livelihood through financial education, Black-focused spending, and wealth building, Kinly helps members manage their money and develop positive financial behaviors to reach goals and realize dreams. Through trial and triumph, we’ve supported and celebrated our own. Kinly seeks to create familial...
The Royal Bank of Scotland International Holdings Limited operates six brands; RBS International, NatWest International, Isle of Man Bank, NatWest Trustee and Depositary Services, RBS International Depositary Services and Coutts Crown Dependencies. RBS International is a core part of NatWest Group plc – one of the UK’s largest banking groups. Our purpose is to champion potential, helping people, families and businesses...
Addepar is a global technology and data company that helps investment professionals provide the most informed, precise guidance for their clients. Hundreds of thousands of users have trusted Addepar to empower smarter investment decisions and better advice over the last decade. With client presence in more than 40 countries, Addepar’s platform aggregates portfolio, market and client data for over $5...
Addepar's Top Stability & Growth Strengths
Strong Market Position & Advantage: Addepar is positioned as a category leader for complex, multi‑asset wealth reporting and analytics, with more than $9T tracked across 1,400+ firms. Scale in alternatives‑heavy, multi‑entity portfolios and high‑profile enterprise wins reinforce its edge at the top end of the market.
Innovation-Driven Growth: The company introduced native AI (Addison) and launched the Addepar Data Exchange (ADX), alongside expanded automation. These moves signal ongoing investment in data infrastructure and analytics that can deepen adoption.
Market Expansion: Platform scale increased from about $5T in 2024 to $9T by May 2026 as the client base grew to 1,400+ firms across roughly 60 countries. New partnerships and offices in Europe and APAC underscore a widening geographic footprint.
We work to ensure financial markets work well for individuals, for businesses and for the economy as a whole. We do this by: - regulating the conduct of approximately 50,000 businesses - prudentially supervising 48,000 firms - setting specific standards for around 18,000 firms We were set up on 1 April 2013, taking over conduct and relevant prudential regulation from...
We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people...
NatWest Group's Top Stability & Growth Strengths
Profitability: Results highlight robust returns and earnings, indicating strong franchise economics versus many peers. Recent updates point to continued delivery into 2026.
Strong Market Position & Advantage: Independent awards and industry context point to leadership in UK corporate banking and a top‑tier position in core lending such as mortgages. The group sits in the leading cohort of UK incumbents with distinctive strength in SMEs and corporates.
Diversified Revenue Streams: Strategic moves into wealth management and selected portfolio acquisitions are positioned to expand fee income and balance interest‑driven revenues. Management frames these actions as accretive to growth and returns.
Life is full of decisions that shape our future, but to make great decisions we need certainty and good advice. At Evelyn Partners (formerly Tilney Smith & Williamson), we have been giving good advice and helping people and businesses flourish for almost 200 years. Our mission is ‘to place the power of good advice into more hands’. We’re committed to...
Level E Research is an Edinburgh based FinTech established in 2018 as a start-up from the world-renowned University of Edinburgh School of Informatics. Level E pioneers the creation of investment strategies driven by the analytical power of artificial intelligence and machine learning. Our disruptive technology, the E-Platform, combines machine learning, data science and behavioural economics enabling clients to develop, test and...
FNZ is committed to opening up wealth so that everyone, everywhere can invest in their future on their terms. We know the foundation to do that already exists in the wealth management industry, but complexity holds firms back. We created wealth’s growth platform to help. We provide a global, end-to-end wealth management platform that integrates modern technology with business and...
FNZ Group's Top Stability & Growth Strengths
Strong Market Position & Advantage: FNZ is positioned as a top-tier wealth-technology platform provider, particularly in the UK and across parts of Europe and APAC, with a large installed base and influence over adviser-platform infrastructure.
Investor Backing & Capital Strength: Recent large equity raises and a debt refinancing extending maturities are presented as strengthening the balance sheet and providing funding capacity for continued expansion and investment.
Strategic Partnerships: A multi-year partnership with Microsoft focused on AI and cloud is highlighted as a catalyst for accelerating product delivery and modernization initiatives.

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