Top Fintech Companies in Edinburgh (39)
At Morningstar, we believe in building great products in-house in a highly collaborative, agile environment where we focus on technical excellence, the user experience, and continuous improvement. Our technologists represent a range of skills and experience levels, but they all view their work as a craft and push technology’s boundaries.
Morningstar's Top Stability & Growth Strengths
Strong Revenue Growth: Full-year 2025 revenue increased mid- to high‑single digits (about 7–8% with roughly 8% organic), and Q1 2026 reported revenue rose 10.8% with 7.6% organic growth. Disclosures point to contributions from Morningstar Credit, the Morningstar Direct Platform, PitchBook, and Morningstar Retirement.
Profitability: Operating income expanded sharply in Q1 2026 (+36.6%) alongside a 50% increase in diluted EPS, following higher operating and adjusted operating income in 2025. These results indicate operating leverage continuing into 2026.
Cost & Operational Efficiency: Headcount was essentially flat from 2023 to 2026 while revenue and margins improved, implying productivity and pricing/mix as key growth drivers. Targeted reorganizations cited in filings supported margin expansion and focus.
As the world’s largest asset manager, BlackRock partners with investors around the globe to help them (and those on whose behalf they invest) plan for life’s most important goals – like retirement, home ownership and their children’s education. Our clients range from governments, foundations and other large institutions to those investing on behalf of individuals, including firefighters, nurses, teachers and...
BlackRock's Top Stability & Growth Strengths
Strong Revenue Growth: Revenue rose 31% year over year in Q2 2026 alongside a 42% increase in operating income and double‑digit EPS growth. Record net inflows and higher average AUM, plus increased technology and performance fees, supported the step‑up.
Diversified Revenue Streams: Broad-based inflows across ETFs, private markets, active fixed income, and systematic equities, together with 13% growth in technology services (Aladdin), indicate multiple engines contributing. Recent and pending transactions in infrastructure, private credit, and data (e.g., GIP, HPS, Preqin) further extend fee sources beyond traditional asset-based revenues.
Strong Market Position & Advantage: Assets under management reached a record ~$15.3 trillion with a record first‑half 2026 net inflow of $321 billion, and iShares surpassed $6 trillion, underscoring scale and distribution advantages. Independent coverage confirmed record AUM and an earnings beat in Q2 2026, reflecting competitive strength.
Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting...
Capco's Top Stability & Growth Strengths
Market Expansion: New geographic and practice launches, including a Calgary energy and utilities practice in May 2026 with local leadership, point to a widening footprint and pipeline. Wipro’s wins list naming Capco-led engagements in energy and U.S. housing‑finance further indicates active expansion in target sectors.
Strategic Partnerships: Partnerships in digital assets and AI (e.g., Taurus in Europe and recognition at OpenAI’s 2026 Partner Summit) broaden offerings and enable cross‑sell into new service lines. Ecosystem additions around energy and data platforms support entry into adjacent markets.
Strong Hiring & Retention: Multiple 2026 partner appointments in the U.S. and UK to scale cybersecurity and Banking & Payments are classic scale‑up signals. Ongoing open roles and talent programs reinforce continued investment in headcount and capability build‑out.
Perk (formerly TravelPerk) is the intelligent platform for travel and spend management. Built to tackle the time-consuming, manual work that gets in the way of real work, our tools automate everything from travel bookings to expenses, invoice processing, and more. By eliminating this shadow work that wastes hours, erodes morale, and saps innovation, we’re on a mission to power real...
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Perk's Top Stability & Growth Strengths
Strong Revenue Growth: Revenue momentum is highlighted by surpassing $300M in annualized revenue in 2025 alongside rapid year-over-year gains. These signals indicate scaling top-line performance continuing into 2026.
Investor Backing & Capital Strength: Access to substantial funding is evident with a $200M equity round in 2025 and a $300M credit facility in 2026 earmarked for AI investment and expansion. This financing base supports continued product development and geographic scaling.
Market Expansion: Geographic and inorganic growth are evident through the AmTrav and Yokoy acquisitions and the opening of an Abu Dhabi office to serve GCC demand. These moves deepen U.S. presence and broaden the platform’s scope from travel into spend management and events.
Isio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past can we provide the financial confidence our clients deserve. We provide companies, trustees and individuals with the highest levels of expertise across actuarial and consultancy, investment advisory,...
Groov is the gateway to embedded B2B finance. Through a single connection Groov connects payments & software companies, including marketplaces and POS providers, to financial institutions. Through this connection companies get access to financial products which they can offer to their merchant customers.
We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people...
NatWest Group's Top Stability & Growth Strengths
Profitability: Results highlight robust returns and earnings, indicating strong franchise economics versus many peers. Recent updates point to continued delivery into 2026.
Strong Market Position & Advantage: Independent awards and industry context point to leadership in UK corporate banking and a top‑tier position in core lending such as mortgages. The group sits in the leading cohort of UK incumbents with distinctive strength in SMEs and corporates.
Diversified Revenue Streams: Strategic moves into wealth management and selected portfolio acquisitions are positioned to expand fee income and balance interest‑driven revenues. Management frames these actions as accretive to growth and returns.
At Paysend, we're on a mission to deliver the World's Simplest Money Transfer. Paysend is a next-generation integrated global payment ecosystem, enabling consumers and businesses to pay and send money online anywhere, anyhow and in any currency. Paysend is UK-based and has global reach having been created in April 2017 with the clear mission to change how money is moved...
Kinly is a financial services company helping Black America build generational wealth. By developing a platform focused on improving financial livelihood through financial education, Black-focused spending, and wealth building, Kinly helps members manage their money and develop positive financial behaviors to reach goals and realize dreams. Through trial and triumph, we’ve supported and celebrated our own. Kinly seeks to create familial...
Life is full of decisions that shape our future, but to make great decisions we need certainty and good advice. At Evelyn Partners (formerly Tilney Smith & Williamson), we have been giving good advice and helping people and businesses flourish for almost 200 years. Our mission is ‘to place the power of good advice into more hands’. We’re committed to...
Powering the World’s Alternative Investment Marketplace. Part innovator, part educator, and part navigator of the alternatives industry, iCapital offers intuitive, scalable digital solutions that have transformed how private market and hedge fund investments are bought and sold. With iCapital, financial advisors, wealth managers, and asset managers around the world now have access to everything they need to deliver the return...
iCapital's Top Stability & Growth Strengths
Strong Market Position & Advantage: The company is widely regarded as a leader in alternative‑investment fintech, reinforced by repeated industry accolades and endorsements from major financial institutions. Its large platform footprint (fund shelf depth, active professional users, and substantial assets serviced) underscores durable competitive positioning.
Investor Backing & Capital Strength: A recent $820M+ growth round at a valuation above $7.5B and cumulative funding exceeding $1.5B indicate strong investor confidence. Earmarking proceeds for acquisitions, technology, and global expansion provides ample capital to support continued scaling.
Market Expansion: A growing global footprint with 16–17 offices and planned entries into Australia and the UAE reflects active international growth. Adoption across thousands of wealth firms and over one hundred thousand active professionals demonstrates expanding reach across regions and channels.
Coutts clients are an eclectic bunch. Trailblazers, thinkers, convention breakers, history makers. People who forge their own path and achieve success through sheer force of character. As a certified B Corp™, we know wealth is not simply about worth, but staying true to your values. Walking the walk, not just talking the talk. That’s why we do everything that could...
Helping our clients deliver market leading direct investment channels for impact investment products
Not just another building society. Not just another job. Imagine how good it would feel to help someone choose the mortgage they’ll use to buy their first home. Or the account they’ll use to save for it. We’ve been helping people make big financial decisions since 1853. It’s why over a million customers trust us as a good place for their...
Zumo believes everyone should have access to sustainable finance, and that blockchain has the power to deliver this globally. Its mission is to provide a better planet for digital assets, delivering sustainable, accessible and secure ways to unlock the benefits of web3. As an enterprise-focused digital-asset-as-a-service platform, Zumo’s turnkey, API-based infrastructure offers a fast, flexible and compliance-sensitive route to market,...
At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.
WTW's Top Stability & Growth Strengths
Strong Market Position & Advantage: Rankings consistently place the company among the top global brokers with blue‑chip client reach and breadth across complex risk and benefits/HR consulting. This standing is reinforced by its two‑engine model spanning Risk & Broking and Health, Wealth & Career.
Profitability: Company disclosures show operating margins expanded year over year in 2025 and in the latest quarter, with adjusted EPS also increasing. Management commentary attributes this to efficiency and mix improvements.
Healthy Cash Flow: Filings indicate free cash flow increased in 2025 alongside stronger conversion. Capital deployment actions, including an expanded share repurchase authorization, suggest confidence in ongoing cash generation.
One product. 17 years. 250+ employees. Over 150,000 users. There’s so much to say about it all. But here’s the version that fits the character limit. We’re FreeAgent. We make award-winning accounting software and provide superstar support for small businesses and their accountants and bookkeepers. We’re a friendly bunch with a single goal bringing us all together: making users happier...
The Royal Bank of Scotland International Holdings Limited operates six brands; RBS International, NatWest International, Isle of Man Bank, NatWest Trustee and Depositary Services, RBS International Depositary Services and Coutts Crown Dependencies. RBS International is a core part of NatWest Group plc – one of the UK’s largest banking groups. Our purpose is to champion potential, helping people, families and businesses...
We help people achieve a lifetime of financial security and to enjoy a meaningful life – both now and in retirement. Not only do we offer products and services to achieve this but we also focus on financial wellbeing. When we talk about financial wellbeing this is how you feel about the control you have over your financial future –...
FIS is a leading provider of technology solutions for financial institutions and businesses of all sizes and across any industry, globally. We enable the movement of commerce by unlocking the financial technology that powers the world’s economy. Our employees are dedicated to advancing the way the world pays, banks and invests through our trusted innovation, proven performance and flexible architecture....
FIS's Top Stability & Growth Strengths
Strong Revenue Growth: Recent annual and quarterly results, along with reiterated 2026 outlook, indicate continued top-line and earnings expansion following portfolio refocus. Pro forma metrics point to steady underlying growth even as reported figures are elevated by acquisitions.
Healthy Cash Flow: Free cash flow expanded materially year over year and more than doubled most recently on a quarterly basis. Management guides to further free cash flow growth in 2026, supporting investment capacity and deleveraging.
Strong Market Position & Advantage: Consistent leader placements from major industry analysts and inclusion in prominent fintech rankings, coupled with scale across top global banks, underscore durable competitive standing. Refocusing on banking, issuer processing, and capital markets reinforces positioning in core segments.
