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Top Fintech Companies in Edinburgh (40)

BlackRock
Fintech • Information Technology • Financial Services
Bringing together tech and market expertise to help people build better financial futures.

As the world’s largest asset manager, BlackRock partners with investors around the globe to help them (and those on whose behalf they invest) plan for life’s most important goals – like retirement, home ownership and their children’s education. Our clients range from governments, foundations and other large institutions to those investing on behalf of individuals, including firefighters, nurses, teachers and...

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BlackRock

BlackRock's Top Stability & Growth Strengths

Strong Revenue Growth: Revenue increased year over year in 2025 and accelerated further in early 2026, with adjusted operating income also rising. This points to broad-based top-line momentum beyond a single period.

Strong Market Position & Advantage: The company is characterized as the world’s largest asset manager with record-high assets under management and leading ETF scale. This scale advantage underpins continued client inflows and platform reach.

Diversified Revenue Streams: Growth is coming from multiple engines, including iShares ETFs, active strategies, private markets, and technology services such as Aladdin, alongside newer digital-asset offerings. This breadth reduces reliance on any single product line.

Spade
Fintech • Payments • Financial Services
2 Offices
29 Employees
51 Benefits
Spade is the data and AI platform for modern finance.

Spade is the only transaction data enrichment solution backed by real data. We leverage our vast first-party data network to bring instant clarity and context to every purchase and payment—with precisely matched merchant, category, and geolocation details that empower you to build the next generation of financial technology.

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Spade

Spade's Top Stability & Growth Strengths

Strong Revenue Growth: Reported 470% year-over-year revenue growth in the year preceding the March 2026 Series B, alongside peak daily processing of up to 1.9 billion transactions, points to accelerated commercial momentum. Company materials also note billion-plus monthly transactions and expanding enterprise usage.

Investor Backing & Capital Strength: A $40M Series B in March 2026 led by Oak HC/FT with participation from a16z, Flourish, Gradient, NAventures and YC, following earlier seed and Series A rounds, provides substantial capital for scale. Stated use of proceeds includes expanding the team, deepening merchant coverage, and building the platform’s intelligence layer.

Product Line Growth: The offering is described as evolving from a transaction-enrichment API into a broader data and AI platform supporting rewards attribution, fraud, behavioral segmentation, and other workflows. Coverage has broadened across payment rails (e.g., cards, ACH, wires/RTP), increasing addressable use cases.

Morningstar
Artificial Intelligence • Big Data • Enterprise Web • Fintech • Software • Financial Services
30 Offices
11,500 Employees
54 Benefits See Our Teams
Unlock what's already in you

We are a global investment research and financial data company with 40-plus offices across North America, Europe, Australia, and Asia. Our products and services are used daily by individual investors, financial advisors, asset managers, retirement plan providers, and institutional investors. We provide data, research, and analysis across managed investment products, publicly listed companies, private capital markets, debt securities, and real-time...

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Morningstar

Morningstar's Top Stability & Growth Strengths

Strong Revenue Growth: Consolidated revenue has increased across recent years, with additional year-over-year gains extending into early 2026. This pattern indicates ongoing top-line expansion even as quarterly and annual growth rates vary.

Profitability: Operating income reached new highs in 2025 and continued to rise in subsequent quarters. This points to improving operating leverage alongside revenue growth.

Product Line Growth: Businesses such as Morningstar Credit, PitchBook, Retirement, and the Direct Platform are cited as key growth engines, with Credit standing out. This breadth of product contributions supports expansion beyond a single offering.

Capco
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
24 Offices
6,000 Employees
87 Benefits Hiring Now
Be Yourself at Work, Make a Difference, and Act with Integrity are our values at Capco.

Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting...

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Capco

Capco's Top Stability & Growth Strengths

Strong Revenue Growth: Company disclosures indicate Capco delivered year-over-year and sequential growth through FY2025, with momentum continuing into early FY2026 alongside increased bookings and a healthy pipeline. Feedback suggests this growth was supported by strong deal activity and order intake.

Market Expansion: Operations span North America, Europe, Asia-Pacific, the Middle East, and South America, and the firm is adding new practices and locations such as a Calgary energy practice. Commentary describes a broad-based rebound across multiple geographies and sectors.

Investor Backing & Capital Strength: As a Wipro company, Capco benefits from sustained parent-company support and is described as a primary growth engine within Wipro’s consulting portfolio. Corporate materials note Capco remains a distinct strategic unit, signaling continued investment and stability.

Perk
Artificial Intelligence • Fintech • Greentech • Sales • Software • Travel • Hospitality
11 Offices
1,800 Employees
86 Benefits Hiring Now
Perk: the intelligent platform powering real work.

Perk (formerly TravelPerk) is the intelligent platform for travel and spend management. Built to tackle the time-consuming, manual work that gets in the way of real work, our tools automate everything from travel bookings to expenses, invoice processing, and more. By eliminating this shadow work that wastes hours, erodes morale, and saps innovation, we’re on a mission to power real...

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Perk

Perk's Top Stability & Growth Strengths

Strong Revenue Growth: Company disclosures cite strong year-over-year revenue growth in 2025 with annualized revenue surpassing $300M, and later coverage describes revenue nearing $400M annualized in 2026. This points to rapid scaling from 2023 through 2026.

Investor Backing & Capital Strength: Recent financings include a $200M Series E at a $2.7B valuation and a $300M private credit facility, with third-party trackers noting over $1B raised across multiple rounds. This capital base is positioned to fund continued product and geographic expansion.

Market Expansion: The company launched its Spend product in the U.S. and indicated the market already represents a substantial share of new business, while also opening new international locations. These moves signal broadening global reach and demand.

Zumo
Fintech • Software • Financial Services
2 Offices
45 Employees

Zumo believes everyone should have access to sustainable finance, and that blockchain has the power to deliver this globally. Its mission is to provide a better planet for digital assets, delivering sustainable, accessible and secure ways to unlock the benefits of web3. As an enterprise-focused digital-asset-as-a-service platform, Zumo’s turnkey, API-based infrastructure offers a fast, flexible and compliance-sensitive route to market,...

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Zumo
M&G
Fintech • Financial Services
6 Offices
2,729 Employees
1 Benefits Hiring Now

M&G plc is a leading international savings and investments business, managing money for around 4.6 million individual clients and more than 900 institutional clients in 38 offices worldwide. As at 31 December 2023, we had £343.5 billion of assets under management and administration. Our purpose is to give everyone real confidence to put their money to work. With a heritage dating...

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M&G

M&G's Top Stability & Growth Strengths

Investor Backing & Capital Strength: Capital ratios and operating capital generation indicate a strong buffer, with Solvency II coverage around 223% at year‑end 2024 rising to about 230% by mid‑2025 and >£900m of operating capital generation. A progressive dividend policy is supported by this resilience.

Strategic Partnerships: A long‑term distribution partnership with Dai‑ichi Life (including a minority stake) targets at least $6bn of flows over five years. Additional access via the FNZ platform broadens reach for PruFund.

Market Expansion: Updates show a return to positive net inflows in 2025 and a rising share of third‑party AUMA from international clients. Group AUMA increased through 2025, aided by institutional and wholesale inflows.

RBS International
Fintech • Software • Financial Services
7 Offices
1,411 Employees
2 Benefits

The Royal Bank of Scotland International Holdings Limited operates six brands; RBS International, NatWest International, Isle of Man Bank, NatWest Trustee and Depositary Services, RBS International Depositary Services and Coutts Crown Dependencies. RBS International is a core part of NatWest Group plc – one of the UK’s largest banking groups. Our purpose is to champion potential, helping people, families and businesses...

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RBS International
Moody's Corporation
Fintech • Financial Services
11 Offices
11,652 Employees
45 Benefits

Moody’s is a global integrated risk assessment firm that empowers organizations to make better decisions. Our data, analytical solutions and insights help decision-makers identify opportunities and manage the risks of doing business with others. We believe that greater transparency, more informed decisions, and fair access to information open the door to shared progress. With over 11,000 employees in more than...

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Moody's Corporation

Moody's Corporation's Top Stability & Growth Strengths

Strong Market Position & Advantage: Moody’s is positioned as one of the dominant global credit rating agencies within the “Big Three,” with regulatory recognition and market-share disclosures reinforcing an entrenched role in major markets. The company is also described as leading in risk/data analytics, including being ranked No. 1 in RiskTech100 over multiple years, supporting a strong competitive standing beyond ratings.

Strong Revenue Growth: Revenue reached record levels in 2024 and again in 2025, with year-over-year increases cited for both full-year and Q4 performance. Both major segments—Moody’s Investors Service and Moody’s Analytics—are described as growing in 2025, indicating broad-based topline momentum.

Resilient & Sustainable Growth: Moody’s Analytics is characterized by a large and growing recurring revenue engine, including annualized recurring revenue growth and a high recurring share of segment revenue. Guidance for 2026 calls for continued growth and strong margins, suggesting durability supported by subscription/workflow solutions alongside the ratings franchise.

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abrdn plc
Fintech • Payments • Financial Services
5 Offices
6,197 Employees
29 Benefits Hiring Now

abrdn is a global investment company that helps clients and customers plan, save and invest for the future. Our purpose is to enable our clients to be better investors. Our strategy is to deliver client-led growth. We are structured around three businesses – Investments, Adviser and Personal – focused on their changing needs

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abrdn plc
Paysend
Fintech • Payments • Financial Services
5 Offices
500 Employees

At Paysend, we're on a mission to deliver the World's Simplest Money Transfer. Paysend is a next-generation integrated global payment ecosystem, enabling consumers and businesses to pay and send money online anywhere, anyhow and in any currency. Paysend is UK-based and has global reach having been created in April 2017 with the clear mission to change how money is moved...

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Paysend
TSB Bank
Fintech • Financial Services
8 Offices
4,156 Employees
18 Benefits

At TSB we’re pioneering a new kind of banking for Britain – one that’s simple, straightforward and cares about people. We offer friendly, honest and convenient banking that’s designed to meet our customers’ needs, not just ours. It’s what makes us different – that and our commitment to the communities we serve. We want to make banking better for everybody. With...

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TSB Bank
ShareIn
Fintech • Payments • Software • Financial Services
Edinburgh
25 Employees

Helping our clients deliver market leading direct investment channels for impact investment products

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ShareIn
Skipton Building Society
Fintech • Payments • Financial Services
28 Offices
1,963 Employees
14 Benefits

Not just another building society. Not just another job. Imagine how good it would feel to help someone choose the mortgage they’ll use to buy their first home. Or the account they’ll use to save for it. We’ve been helping people make big financial decisions since 1853. It’s why over a million customers trust us as a good place for their...

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Skipton Building Society
Royal London
Fintech • Software • Financial Services
7 Offices
3,271 Employees
21 Benefits

We’re the UK’s largest mutual life, pensions and investment company. Proudly customer owned since 1861.* Royal London is a purpose-driven mutual. Our Purpose, ‘Protecting today, investing in tomorrow. Together we are mutually responsible’, defines the impact we want to have. It shapes what we do on behalf of our members and customers, financial advisers, our colleagues and the communities in which...

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Royal London
Atto
Fintech
2 Offices
46 Employees

At Atto, we provide instant insights into the financial behaviours of borrowers through real-time transaction data. This allows for more confident decisions, more accurate predictions and more profitable portfolios.

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Atto
Snugg
Fintech • Energy • Financial Services
Edinburgh
16 Employees

At Snugg© we’re developing a new platform to help homeowners identify, finance and implement energy efficiency improvements to their homes. A straightforward and affordable way to make improvements that bring real benefits like reducing ongoing energy bills and increasing the value of their property. It’s all part of supporting the UK’s journey to a more sustainable future and reaching the...

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Snugg
ClearScore
Fintech • Financial Services
5 Offices
385 Employees
16 Benefits

Exceptional careers for extraordinary people. Here at ClearScore, we're dedicated to helping our users improve their financial wellbeing. As the UK's #1 credit score and report app, we make it easy for people to access their credit report and score, and open banking data. We work with most financial institutions in each of our markets. And we work across the...

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ClearScore
Coutts
Fintech • Financial Services
19 Offices
2,682 Employees
2 Benefits

Coutts clients are an eclectic bunch. Trailblazers, thinkers, convention breakers, history makers. People who forge their own path and achieve success through sheer force of character. As a certified B Corp™, we know wealth is not simply about worth, but staying true to your values. Walking the walk, not just talking the talk. That’s why we do everything that could...

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Coutts
Evelyn Partners
Fintech • Payments • Financial Services
26 Offices
2,934 Employees
15 Benefits Hiring Now

Life is full of decisions that shape our future, but to make great decisions we need certainty and good advice. At Evelyn Partners (formerly Tilney Smith & Williamson), we have been giving good advice and helping people and businesses flourish for almost 200 years. Our mission is ‘to place the power of good advice into more hands’. We’re committed to...

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Evelyn Partners

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